Candidates/applicants must submit the appropriate license application, fee and supporting documents directly to Florida Department of Financial Services (DFS). The application process can be completed online. Please visit the Florida Department of Financial Services’ website.
Please visit the Department of Financial Services License Qualifications page for more information.
It depends on the type of license. Please view the Fees list.
VISA, MasterCard, American Express, and Discover are accepted for applications for licensure.
Note: When entering the credit card information, the addresses must match the cardholder’s billing address. An additional convenience fee is charged by the credit card companies. Convenience fees are $2.45 for applications for licensure
Yes! Members of the United States Armed Forces, their spouses, and individuals currently in good standing or have been honorably discharged (no timeframe) are exempt from the:
Licensing pre-qualification requirements
You will need to provide one of the following supporting documents; a copy of a military identification card, military dependent identification card, military service record, military personnel file, veteran record, discharge paper, or separation document that indicates such member is currently in good standing or such veteran is honorably discharged. This documentation can be emailed to AgentLicensing@MyFloridaCFO.com. Please include your application ID number in the subject line.
The Florida Department of Financial Services reviews all background information on a case-by-case basis. Please visit the DFS Prior Criminal History page for more specific guidance.
Fingerprinting is a mandatory requirement for almost all of the licenses, registrations, and certifications. Please check the Florida department of Financial Services qualification page for the license or registration you are seeking in order to verify if your application requires fingerprinting.
The status of applications and licenses can be checked by logging in to MyProfile.
Before you can schedule an exam, you need to create a Pearson VUE account.
Once you’ve created your Pearson VUE account, you can log in to schedule exams, view appointment details, and see your score reports.
Note: Candidates are encouraged to read the candidate handbook BEFORE making an examination reservation. As noted above, candidates must first apply to the Florida Department of Financial Services (DFS) and receive their authorization notice.
Account Tip: Enter your first and last name in your account exactly as they are printed on your identification. If your account doesn’t match your ID, you may not be allowed to test on your appointment day.
Pearson VUE provides nationwide testing. To find the test center closest to you, please access Florida’s information on the Pearson VUE website, by clicking here.
Pearson VUE is committed to providing access to testing for everyone. Many accommodations are available, including the following:
Request accommodations
To ensure the test center can support your needs, request accommodations as early as possible before your desired exam date. Accommodations must be approved before you can schedule an exam.
To request an accommodation, follow these steps:
It may take up to 10 business days for Pearson VUE disability experts to review your request. You’ll receive an email informing you of the decision when the review is complete. If your request is approved, the email will include important instructions for scheduling your exam, so review it carefully.
For questions about this process, contact the Pearson VUE accommodations team.
Candidates who wish to request additional time for ESL should email this form to AccommodationsPearsonVUE@pearson.com or fax this form to Pearson VUE at 610-471-0555. Please attach a letter (on official letterhead) from an instructor or employer that verifies English is your second language.
All requests must first be approved by Pearson VUE. Candidates must wait for confirmation of the approval before scheduling an examination.
You can reschedule or cancel an exam appointment up to 48 hours before the exam through your Pearson VUE account.
If it’s less than 48 hours before your appointment, or if you don’t take your exam, you will forfeit the exam fee. To schedule the exam again, you would need to schedule a new appointment and pay the exam fee again.
For assistance, contact Pearson VUE Customer Service.
Note: To cancel or reschedule with accommodations, contact the Pearson VUE Accommodations Scheduling Team. See your accommodations decision letter for the team’s contact information.
If you fail an exam, you must wait 24 hours from your last appointment before you can schedule a retake.
You can retake a failed exam up to five times within a 12-month period. If you passed your exam, you cannot retake it until your certification expires.
The Florida Health & Life (Including Annuities & Variable Contracts) Study Manual is published under contract with the Florida Department of Financial Services by NAIFA-Florida for the Florida Life, Health, and Variable Contracts Pre-Licensing (60-hour) course.
This manual is the only version that should be used to prepare for the state examination. The state licensing exam is based on material contained in this study manual. Study materials can be purchased here. All sales are final.
NAIFA-Florida is committed to helping you by offering the following study materials:
Study materials can be purchased here.
All you need to bring to the test center is the required ID.
Please arrive 30 minutes before your scheduled appointment to complete the check-in process.
Important: The first and last name on your ID should match the first and last name in your Pearson VUE account. If they don’t, you may not be allowed to test.
You must bring one form of unexpired ID to the test center. The ID must be government-issued and include your photo and signature.
Examples of acceptable IDs include the following:
Please review the Pearson VUE guidelines prior to your scheduled exam.
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Cedar Falls, IA 50613
Phone: (850) 422-1701
info@naifa-florida.org
