Padric Scott is a former NFL player who transitioned into wealth management in 2013. With a background in science and plans to become a neurosurgeon, he channeled his discipline and strategic thinking into financial services instead. Six years into his new career, Padric has achieved impressive accolades, including MDRT's Top of the Table and earning a spot on Forbes' list of best-in-state financial security professionals.  Scott is now with Crossroad Capital partners, a network of highly credentialed wealth planners, supported by Northwestern Mutual. He specializes in business, retirement, and estate planning services. In addition, Padric is a member of the Financial Planning Association, and the Northwestern Mutal Professional Growth Association. Residing in Tallahassee, Padric is also an alumn of S-STRIDE of the FSU College of Medicine Outreach Program and community empowerment initiatives for Alpha Kappa Alpha and Delta Sigma Theta. 

John D. Richardson has been providing sound financial advice for his clients since 2005.  The primary focus of John’s financial planning and investment advisory business is helping people align their financial decisions with their values and financial truth, so that they can live their best life.

John graduated with a Bachelor of Arts in Political Science, with a minor in Spanish from the University of Tennessee, Knoxville.  In 2015, he earned the Retirement Income Certified Professional (RICP®) designation through the American College and in 2017 he earned the Life and Annuities Certified Professional (LACP®) designation.  John uses these specializations to advise his clients on a variety of financial matters including retirement planning, investment planning, and risk management.

John strongly believes in the importance of protecting the promises he makes his clients as a resource for his clients, and for that reason he is very active in politics at the federal, state, and local levels.

As an active leader with the National Association of Insurance and Financial Advisors (NAIFA), John has served in several leadership roles at the local, state, and national levels, which include: 2012 President of NAIFA-Nashville, 2019 State President of NAIFA-Tennessee, three-time moderator of NAIFA’s premier professional and personal development course, Leadership in Life Institute (LILI), volunteer lobbyist who frequently meets with elected state and federal legislators at the state level and annually in Washington D.C., 2020 and 2025 NAIFA Strategic Planning Committees, and 2020-2023 NAIFA Governance Committee.

 In 2018, John was the recipient of the NAIFA Young Advisors Team (YAT) Leader of the Year award which recognizes the top financial professional in the nation, based on service to his clients, his community, and his fellow financial professionals.

In 2023, John was the recipient of the NAIFA Presidential Citation award* which recognizes the top volunteer leader in the nation who has shown extraordinary dedication to NAIFA and performed services to the association above and beyond expectations.

In 2024, John was elected by his peers to a two-year term of office (2025-2026) as a National Trustee with NAIFA.

In 2022, John was elected to a four-year term of office as the State Executive Committeeman for Senate District 21 (Nashville, TN) with the Tennessee Republican Party. In this role, his responsibilities include recruiting successful people in the private sector to run for political office, providing support for their campaigns, and attending quarterly Tennessee GOP state committee meetings.

 In 2024, John represented Tennessee Republican voters as an alternate delegate at the 2024 Republican National Convention in Milwaukee, WI and was elected to serve as an alternate elector for Tennessee’s 5^th U.S. Congressional District for the 2024 Presidential Election’s electoral college.

 John is currently serving as an executive board member and Personal Management merit badge counselor with the Middle Tennessee Council of the Boy Scouts of America and is an active member in numerous civic groups in the Nashville, TN area.

John is a natural attractor and connector of people.  Prior to his career in the financial services industry, he was a traveling live events promoter and advisor for nationally syndicated talk radio host Dave Ramsey’s company, The Lampo Group (Ramsey Solutions).

The two character-building experiences that John credits most for developing him into the person he is today include the five summers he sold books and Bibles door-to-door with Thomas Nelson Publishers, while he was in college, and the time he invested as a youth in obtaining the rank of Eagle Scout with the Boy Scouts of America.

John, his wife Kelly, and their fun-loving rescue dog Piper live in Brentwood, TN.  For fun, John and Kelly aka “Team Jolly” enjoy traveling and spending quality time with friends and family.  John’s hobbies include playing tabletop strategy board games, attending live comedy events, and taking fun selfie photos with new friends.

* One member of the National Association of Insurance and Financial Advisors (NAIFA) is selected annually by the National President in recognition of their exemplary leadership and service to the association. MassMutual is a NAIFA member, and its employees and agents are not involved in the selection process.